Dynamic Blog Spot

If your income is so small you can barely survive, this is what you will do. Start small. Yes, start small. I know you have been waiting for a magical formula that will save you millions. There is nothing like that. It is that simple yet hard. The weekly or monthly amount you save however small does not matter as long as it is consistently maintained. One of the mistakes people make about savings is that if the money is not significant enough, they will not save. This means that they will have to wait till they start earning so well to make room for that significant money. The biggest problem with this is that you never know when you will start earning enough. Years can be wasted without saving anything. Savings can be likened to a drop of water. No matter how small it drips, it has the ability to fill a bucket giving time. So is savings. Even if it is five hundred or one thousand naira you can be able to squeeze out, be diligent with it. Soon enough you will have a reasonable ...

Savings does not only help you achieve financial freedom, it also disciplines you. I used to be very terrible when it comes to handling money, not that am now perfect, but things really began to change when I learned to save. I immediately became aware of how much I earn, what it could afford to do for me and what it could not do for me. I realized that in order to have some money left for me to save by month end, I need to give up some lifestyle that I cannot afford. Things changed, I became aware and conscious of what I earn. That consciousness about my income and what it can do was everything. Imagine when you earn money and you don’t know what that money can do for you more so, what it cannot do for you. Imagine when you earn fifty thousand naira and think you can afford to live like celebrities. The result, you become a financial mess. You spend and spend till you have nothing else to spend. Then you borrow and borrow till no one will lend you. Then you go back home and curl u...

You know that feeling and frustration, working so hard yet earning so little. And you wonder how you can ever save with an income like that. Then, there is this obligation to save some part of that income that has not been able to satisfy your needs. I had an argument with a friend who could not understand why I am telling people to save despite the economic hardship in the land. “All these things you are writing about savings are rubbish”, he said. “How can you tell people to save when they can barely survive”? I thought about it and figured that he is right. In a country where people earn peanuts. You will not blame them for not having savings. In a country where graduates are paid twenty thousand naira, yet they are expected to live in the city, (try and stay in your village and your people will say that you are useless) pay their rent, transport themselves and feed themselves. The truth is that in your quest to be financially free, you need to save. It is hard, very hard, but...

For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation (Romans 10:10). It’s not enough to know God’s Word as it’s contained in the written pages of the Bible; you have to release power through speaking! That’s how it works! With the Word on your lips, you’ll live over and above all limitations and circumstances. Voicing your faith is a fundamental spiritual principle, without which even the gift and blessing of salvation can’t be received or activated. Notice the opening verse again: “For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation” (Romans 10:10). The salvation package is delivered upon satisfying these two conditions: Believing and confessing the Lordship of Jesus. To believe isn’t enough; there must be the corresponding verbal communication or affirmation of your faith. When you speak the Word, what you’re doing is releasing the power of God into action on your beha...