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How do you save when you earn little?

If your income is so small you can barely survive, this is what you will do. Start small. Yes, start small. I know you have been waiting for a magical formula that will save you millions. There is nothing like that. It is that simple yet hard. The weekly or monthly amount you save however small does not matter as long as it is consistently maintained. One of the mistakes people make about savings is that if the money is not significant enough, they will not save. This means that they will have to wait till they start earning so well to make room for that significant money. The biggest problem with this is that you never know when you will start earning enough. Years can be wasted without saving anything. Savings can be likened to a drop of water. No matter how small it drips, it has the ability to fill a bucket giving time. So is savings. Even if it is five hundred or one thousand naira you can be able to squeeze out, be diligent with it. Soon enough you will have a reasonable ...

Savings and Discipline

Savings does not only help you achieve financial freedom, it also disciplines you. I used to be very terrible when it comes to handling money, not that am now perfect, but things really began to change when I learned to save. I immediately became aware of how much I earn, what it could afford to do for me and what it could not do for me. I realized that in order to have some money left for me to save by month end, I need to give up some lifestyle that I cannot afford. Things changed, I became aware and conscious of what I earn. That consciousness about my income and what it can do was everything. Imagine when you earn money and you don’t know what that money can do for you more so, what it cannot do for you. Imagine when you earn fifty thousand naira and think you can afford to live like celebrities. The result, you become a financial mess. You spend and spend till you have nothing else to spend. Then you borrow and borrow till no one will lend you. Then you go back home and curl u...

How to Save When You Earn Little

You know that feeling and frustration, working so hard yet earning so little. And you wonder how you can ever save with an income like that. Then, there is this obligation to save some part of that income that has not been able to satisfy your needs. I had an argument with a friend who could not understand why I am telling people to save despite the economic hardship in the land. “All these things you are writing about savings are rubbish”, he said. “How can you tell people to save when they can barely survive”? I thought about it and figured that he is right. In a country where people earn peanuts. You will not blame them for not having savings. In a country where graduates are paid twenty thousand naira, yet they are expected to live in the city, (try and stay in your village and your people will say that you are useless) pay their rent, transport themselves and feed themselves. The truth is that in your quest to be financially free, you need to save. It is hard, very hard, but...

RHAPSODY OF REALITIES DAILY DEVOTIONAL THE WORD ON YOUR LIPS - PASTOR CHRIS OYAKHILOME Tuesday, June 19th

For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation (Romans 10:10). It’s not enough to know God’s Word as it’s contained in the written pages of the Bible; you have to release power through speaking! That’s how it works! With the Word on your lips, you’ll live over and above all limitations and circumstances. Voicing your faith is a fundamental spiritual principle, without which even the gift and blessing of salvation can’t be received or activated. Notice the opening verse again: “For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation” (Romans 10:10). The salvation package is delivered upon satisfying these two conditions: Believing and confessing the Lordship of Jesus. To believe isn’t enough; there must be the corresponding verbal communication or affirmation of your faith. When you speak the Word, what you’re doing is releasing the power of God into action on your beha...

DEAD TO SIN

“What shall we say then? Shall we continue in sin, that grace may abound? God forbid. How shall we, that are dead to sin, live any longer therein?” (Romans 6:1-2) As one who is born again, you no longer have a problem with sin. This is because according to the Bible the old nature of sin has been replaced with a nature of righteousness. Christians who still struggle with sin do so as a result of an identity crisis; they are yet to understand from the God’s Word, who they really are. The new creation in Christ is dead to sin (Romans 6:2). Being dead to sin simply means, sin has no power over you. Romans 6:14 says, “For sin shall not have dominion over you: for ye are not under the law, but under grace.” Your understanding of the righteousness of God liberates you from sin consciousness. The Lord Jesus has given us victory over sin, death and the grave! If you ever find you did something wrong, don’t cry, or feel condemned. Rather get on your knees before God; ask Him to forgive y...

The 2nd Live Broadcast from the #HolyLandTour with Pastor Chris and Pastor Benny

#HLTwithpastorchris LIVE Broadcast!! The 2nd Live Broadcast from the #HolyLandTour with Pastor Chris will go live @ 3:30pm GMT+1. It will Air on all LoveWorld Networks via the Loveworld Networks LIVE TV​ Mobile App and also the CeFlix TV App Take advantage of this unique opportunity to catch glimpses and receive divine insight from the man of God, Pastor Chris and Pastor Benny. Remember to share this post to get friends, family and loved ones ready for an extraordinary broadcast. God bless you

“DOWNLOAD YOUR FREE PDF COPY OF THE MAY EDITION OF THE RHAPSODY OF REALITIES DAILY DEVOTIONAL & SHARE WITH YOUR WORLD”

“DOWNLOAD YOUR FREE PDF COPY OF THE MAY EDITION OF THE RHAPSODY OF REALITIES DAILY DEVOTIONAL & SHARE WITH YOUR WORLD” Click here => http://bit.ly/2bVoeaM to download your FREE PDF copy of the special gift in various languages of the world You can also be a distributor of Rhapsody of Realities Daily Devotional like me too. Just follow this link to become a distributor of the messenger angel. http://dl.rhapsodyofrealities.org/en/ro/auth/signup/PstJohn Thank you for your commitment towards the Spreading of the Gospel. You're Blessed to be a Blessing to your World!

The Basics to Making a Healthy Smoothie

GoNaija Food -  https://gonaija.online/food/the-basics-to-making-a-healthy-smoothie/ “A smoothie (occasionally spelled smoothee or smoothy) is a thick, cold beverage made from pureed raw fruit (and sometimes vegetables) blended with ice cream or frozen yogurt along with other ingredients such as water, crushed ice, fruit juice, sweeteners (e.g. honey, sugar, stevia, syrup), dairy products (e.g. milk, yogurt, or cottage cheese, whey powder), plant milk, nuts, nut butter, seeds, tea, chocolate, herbal supplements, or nutritional supplements. A smoothie containing dairy products is similar to a vegetable milkshake, though the latter typically contains less fruit and often contains ice cream or frozen yogurt.” - Wikipedia You might ask, “Isn’t Smoothie another name for Juice? That is a capital NO. There is a key difference between smoothies and juices, and that difference has a big impact on digestion. Juice is an extract of a fruit’s or vegetable’s liquid, filtering out...

HE HELPS YOU LIVE THE FAITH LIFE – PASTOR CHRIS OYAKHILOME

But without faith it is impossible to please him: for he that cometh to God must believe that he is, and that he is a rewarder of them that diligently seek him (Hebrews 11:6).  Religious Christianity teaches that you have to struggle to please God, and to walk with Him. However, the reality is that you don’t have to struggle to please God, because the Holy Spirit helps you live the faith life that pleases Him. When people struggle and still don’t seem to make meaningful progress in life, you can tell they don’t have much fellowship with the Holy Spirit. Real fellowship with the Holy Spirit makes a difference. Genesis 5:24 says, “And Enoch walked with God: and he was not; for God took him.” Enoch “walking with God” doesn’t mean he was always taking casual stroll with God, but that he was in continual communion or fellowship with God. Hebrews 11:5 further enlightens us on how Enoch walked with God; it was by faith: “By faith Enoch was translated that he should not see death; an...

Prayer at 12noon and 10pm (GMT/Local - Mon May 14th 2018

The gospel is God's only saving power for mankind, and your understanding of it will affect your personal life and effectiveness in sharing its message.Learn more in today's Rhapsody. Visit http://bit.ly/2bVoeaM for information on how you too can participate in our free global distribution of Rhapsody of Realities to 1 billion people in 1000 languages this year. The Word declares in Acts 19.20: "So mightily grew the word of God and prevailed". At 12noon and 10pm (Local/GMT), we'll pray fervently in tongues of the spirit for most of 15mins, declaring in faith, the increase and spreading of the Word of God in the hearts of men and women around the world; as the Word prevails over the world and its systems. Declare the continual victory of the Church over all the machinations of the adversary, for the Church is being built in glory, and the gates of hell shall not prevail against it. Hallelujah! Watch live broadcasts of two special programs from Israel at 6p...

13 Things You Should Know By Age 30 To Get and Stay Rich

There are certain things you can do that will lead to financial prosperity. But there are others that will bring you to financial disaster. If you want to sleep soundly at 50 because you practised good money habits at 30, then you've come to the right place. 13: Plan for your Kids before they are born If you want your young ones to have a shot at a great future, plan on spending money on getting a degree, or acquiring skills that will help you earn well. It is much better to have kids not only when you are emotionally ready, but also when you are financially ready. Frankly speaking, raising children costs a whole lot. So don't rush into it. Prepare a financial cushion with your partner before you decide to start a family. This way, your kids will have a better life, instead of one full of financial struggles and instability. 12: Ask for a promotion or Raise It should not be embarrassing to ask for a promotion if you have been working in the same position for more than...

MAY - THE MONTH OF FAVOR!

“God is saying, ‘look beyond your ability, look beyond whether or not you qualified’!” — Pastor Chris “Favor means that God does something for you — blesses you — even when you don’t seem to deserve it,” the BLW President said to a global audience after glorious celebration at the announcement of May 2018 as ‘the Month of Favor’! The man of God, Pastor Chris, followed up by unraveling the Spirit’s heart concerning the month with esteemed panelists, Pastor Ose Oyakhilome, Pastor Lawrence Ajiboye, Pastor Freedom-Wealth Eriya and Pastor Andrew Motunduro. “Meditate on it until everywhere you go, all you see, all you hear is favor,” Pastor Ose admonished the congregation, after describing the month as one of “extensive kindness, excessive demonstration of the love of God.” Pastor Andrew encouraged to walk in humility in this month. “It’s time to favor me,” Pastor Lawrence continued, being backed up by Pastor Freedom who emphasized, using Psalm 102:13, the timing of G...

HOLY COMMUNION - HOW RELEVANT IS IT?

Before His crucifixion, Jesus broke bread at supper with His disciples and said to them, “This is my body, which is given for you.” This was symbolic of His body which was broken for our sake Taking the communion marks our oneness with Him. He was crucified in our place. Now, when we “break” bread, we’re actually celebrating His finished work—His vicarious sacrifice on the Cross. Jesus also said, “This cup is the new covenant in my blood. Do this, as often as you drink it, in remembrance of me” (1 Corinthians 11:25 RSV). His blood was shed so that sin wouldn’t have any power or control over you. Your new life is a result of the new covenant; you’re what He got for His sacrifice! So, the next time you take the Communion, remember these things and declare them in prayer, thanking God for all that Jesus has achieved for you. Let them create a new consciousness within you and propel you to experience the higher life in Christ.

LEARN A SONG - SINACH { NO OTHER NAME }

Learn this song by Sinach Sinach - "No Other Name" No other name above the name Of Jesus Yesterday today forever Jesus There's no other name like Yours In heaven, earth beneath the earth Every knee should bow to the Name of Jesus Jesus No Other name heals all pain Jesus No Other name is peace of mind Jesus No Other name breaks stronghold Jesus No Other name revives my heart Jesus No Other name that give me joy Jesus There's no other name like Yours In heaven, earth beneath the earth Every knee should bow to the Name of Jesus Jesus There's no other name like Yours In heaven, earth beneath the earth Every knee should bow to the Name of Jesus Name of Jesus Precious Jesus You are the Great I Am Precious Jesus You are the morning star Precious Jesus You are the Prince of Peace Yeah Precious Jesus You are my everything Jesus, Jesus No other name like Yours In heaven, ...

Creativity Abilities...

Your creative abilities aren’t limited to what your mind can imagine. You have insight into mysteries and secrets through the Holy Spirit. You have access to divine wisdom. Your mind has been anointed to see further and deeper than that of the ordinary man. Therefore, you should always look inwards for fresh and innovative ideas for your work, and those around you will marvel at the excellence with which you do the things you do. - šŸ“· via Everyday Fashion

You Should Absolutely Read This Post On The Billion Mindset – PT1

I have discovered that the one major trait that sets billionaires apart from others is their ideologies and philosophies. Billionaires think differently from the rest of the world. Their view of the world is very unique and many times people may even think they’re crazy or something. These ideas and philosophies is how they disrupt industries and start whole new things that others have not even dreamt of yet. Billionaires take the term “Think Big” to a whole new level and let me inspire you with a few thoughts at the billion level in hope that I may inspire the passion for the billion level in someone out there. 1. Solving Problems There’s no doubt that there are plenty of problems on earth but if you think about it every single problem is a great opportunity for an entrepreneur to an amazing business at the same time. This is because the best way to create a great company is to create a company that can help a billion people or solve a large problem. So if you want to make a ...

Movie - Dancing With Pastor Jonny

The movie ‘Dancing with Pastor Johnny’ — is a story of victory over trials and tribulations, a session in hope, faith and survival, will inspire its viewers and bring tears to their eyes at different points. With popular comedian chikancy, you can also expect moments of rapturous laughter.... Click to Watch the premiere - https://ceflix.org/videos/watch/3793 The full movie will be available to watch on CeFlix from April 1st, 2018. Don't be left out!!! #DancingWithPastorJonny #movie #shortfilm #filmfestival  #night #opening #camera #screen  #film #review #premiere #instalove #instanews #tv #cinema #cinematography #celeb #screenplay #director #actor #actress #act #acting #movienight #superstar #cinemalovers #followļ½e #movielover #actresses #actors #instamovies #instafilm #behindthescenes #instacinema

Becoming A Money Maker: The Main Ideas

What does it take to really make money? Do you know? Well in this post, we’ll share with you the key principles that will turn you into a vibrant money maker.  Have the Abundance Mindset: So many people come into the money-making arena from a place where they’re desperate, not having an abundance mindset. They have this “I’ve got to make it work and I’ve got to make this money” agitation about them. 2. It’s All About Value Creation: The funny thing is that, money is a by-product of value creation. When you try to chase money, it doesn’t come to you. The more you try to chase money, it doesn’t come to you. Have you seen those people who say “I’ve got to make this money,” and yet don’t make it? If you’re more at ease and focused on delivering value, money comes. Instead of sitting and complaining that you’re not making money, ask yourself “what value have I put out there to be deserving of the money?” Always remember that when you provide the value, people will line up to g...

How To Make $1000 Per Day In Nigeria

Financial Freedom Is Possible For Everyone PT 2 – How To Make $1000 Per Day In Nigeria When you’re starting something new, you’re going to feel a little awkward. So don’t worry about feeling awkward about this subject. If you find the right person to mentor you and we’re planning to take about 5000 people through our special program and mentor them to financial freedom and I hope you’re a part of this. Some people say, you’ve got to go to University to do this kind of thing. Most of the success in wealth creation has nothing to do with the 4 or 5 years we spent in the university just look at most of the world’s wealthiest people. So where do you start on this goal towards financial freedom? These posts on making $1000 a day is just the first lesson in this series. Please note that if you’re just concerned about paying the bills and having enough, this is probably not for you. But if you want to create ocean wealth, you need to keep that in sight. it must become your vision. Your...

Financial Freedom Is Possible For Everyone PT 1

Let’s talk about financial freedom and how much different your life will be if you had the income, the savings, money tucked away, maybe a second and third flow. That’s what I want to share with you today – how to create financial freedom that won’t stop, is indestructible and not based on you spending a lot of money and four or five years going to the university. I want to show you today, yes you, regardless of where you are in life today, you can have total financial freedom. Whether you’re a shop owner, a plumber, a contractor, you’re in sales, am going to be showing you how to create an indestructible financial freedom. The things you’re about to learn are tested and proven ideas and methods. The Basics of Real Wealth Creation This post is the first part in this series and I want you to follow this blog and go through all the remaining posts. Now let’s start with the fundamental ideas of how to create wealth. Creating wealth literarily begins with figuring out how to codif...